Written by Administrator, on 27-02-2010 04:33

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Status Hukum Skim Infinity Downline @

Login Facebook Dapat RM 100

Oleh

Zaharuddin Abd Rahman

www.zaharuddin.net

Bertalu-talu orang bertanya berkenaan skim perniagaan Infinity Downline dan ada juga yang menamakannya dengan ‘Login Facebook dapat RM100 hari-hari'. Sebenarnya saya amat skeptic dengan skim-skim sebegini malah amat muak lagi jemu untuk menelitinya kerana pada kebiasaannya hasil penelitian akan menunjukkan semua itu adalah sama sahaja cuma diubah sedikit di sana dan sedikit di sini. Oleh kerana itu, saya tidak dapat menyembunyikan perasaan bimbang melihat betapa mudahnya umat Islam di Malaysia dikelirukan dengan skim seperti ini, padahal telah berkali-kali dijelaskan konsep dan asas untuk menilai halal dan haram dalam skim sebegini.  

Padahal, helah pihak-pihak penganjur skim tersebut amat jelas dan terang. Pun begitu mereka masih mampu mengelirukan umat Islam kita. Saya berdoa agar kita semua mampu lebih rajin untuk berfikir  dan lebih cekap dalam memperbezakan antara skim-skim sampah dan emas permata.

Bagi menunaikan amanah Allah, selaku khalifah Allah di atas muka bumi, untuk menyeru kepada kebaikan, melarang kemungkaran, saya berusaha untuk mencari celah-celah waktu yang ada untuk diwaqafkan kepada umat Islam bagi menyediakan jawapan bagi soalan skim Infinity Downline yang ditanyakan ini.

Beberapa perkara perlu dikaji dalam hal ini dan saya akan nyatakan secara ringkas findings dan pandangan saya. Oleh kerana skim ini menawarkan sesuatu yang agak mudah, maka tidak sukar untuk memahaminya. Secara ringkas dan padat adalah seperti berikut:-

1.     Latar belakang syarikat dan web

Menyemak website utama Infinity Downline (selepas ini digunakan singkatan ID) melalui ‘whois', seorang pengkaji persendirian mendapati, web ini tidak menyertakan info yang mencukupi tentang pemiliknya. Berikut adalah hasil kajiannya.

Domain "Whois"

The Whois information for a website lists the owner and their contact information. The owner of "Infinity Downline" has purposely made their Whois information private. While not always a bad thing, this could mean they have something to hide. (rujuk http://www.imreportcard.com/biz-opps/infinity-downline)

Meneliti web utama ID juga menunjukkan kita tidak mempunyai sebarang akses kepada nama pencipta dan pengurusan penuh syarikat ID, malah sebarang komunikasi juga hanya melalui kotak khas soalan yang disediakan. Ini jelas ciri sebuah skim cepat kaya yang sentiasa berjaga-jaga dari mendedahkan identiti kepada pihak berkuasa.

Penilaian saya: Ia jelas satu unsur gharar yang menjadikan skim ini haram pada pandangan Islam. Manakan tidak, sekiranya web tersebut ditiadakan, semua sistem yang digunapakai oleh ahli dalam menyemak bayaran dan lain-lainnya turut hilang. Justeru mendedahkan diri kepada situasi perniagaan sedemikian adalah ditegah di dalam Islam.

Bagi pihak yang mempertikaian hujjah ini, sedarilah hujjah utama saya bukan isu pada kredibiliti whois atau selainnya tetapi adalah web infitintydownline.com sendiri yang tidak mempunyai sebarang pengenalan syarikat yang mencukupi. Semuanya syarikat 'sampah' yang bersedia menghilangkan diri apabila sampai waktu.

Jika sesiapa merasakan kesimpulan saya dalam hal keraguan latarbelakang syarikat itu salah, saya amat hargai jika anda dapat memberikan nama pengurusan lengkap dan nombor lesen syarikat di Malaysia dan USA serta pejabat dan nombor telefon land line yang valid untuk dihubungi serta (bukan seperti maklumat contact yang ada pada web tersebut, yang mana kita perlu meninggalkan info untuk dihubungi mereka). Selain itu, jangan lupa berikan link dan bukti bahawa info yang diberi itu sahih dan berdaftar dengan pihak berkuasa di negara terbabit. Tanpa semua itu, whois atau tidak tidak penting, yang penting semua info tadi TIDAK WUJUD!. Itu point utama saya, jika ingin berhujjah, sila matikan hujjah saya yang pokok bukan yang ranting.

2.     Asal dan perkembangan syarikat

Memang benar, kelihatan sistem ini berasal dari USA. Statistic www.alexa.com juga menunjukkan peratusan teramai pelawat ke web ID datangnya dari USA, diikuti dengan negara yang dipenuhi oleh pecinta skim cepat kaya iaitu Malaysia.

Justeru dengan fakta ini, jelas skim ini memang sedang mendapat tempat di kalangan ramai di seluruh dunia, sehingga jika dicari berkenaannya di google dan yahoo, majoritinya memuja memuji system ini sebagai sistem termudah mendapatkan duit.

Penilaian saya : Tahap tersebar skim ini di seluruh dunia menunjukkan tanda positif tetapi ia sama sekali tidak menunjukkan bahawa ia halal di sisi Islam. Skim cepat kaya Bernard Mardoff yang bernilai USD 5 billion lebih kelihatan reliable, tetapi ia tetap scam dan sebuah skim cepat kaya apabila ia tidak berniaga barangan sebenar dan hanya memusing-musingkan kentungan dari orang bawah yang baru masuk kepada orang atas sistem piramidnya.

Justeru, pertumbuhan skim ini tidak memberi sebarang impak positif kepada penilaian hukum. Namun ia juga tidak memberikan impak negatif kepadanya. Oleh itu, penilaian hukum terletak kepada aspek-aspek lain dan perkembangannya di seluruh dunia dan disertai ramai TIDAK SAMA SEKALI boleh membuktikan ia adalah sebuah system yang halal di sudut hukum Islam, dan tidak juga mampu membuktikan ia legitimate di sisi undang-undang.

3.            Produk yang dijual

Sebagaimana dimaklumkan di web mereka, produknya adalah berupa ratusan e-book, audio dan video training untuk belajar menggunakan software tertentu seperti vista, microsoft, excel dan lain-lain. Berikut senarainya audio  :

Outsourcers Bible
Easy Niche Riches
Profitable Web Site
Finding a Lawyer
Cyber Law
Grant Writing
Guerilla Marketing Tactics
Business Card Marketing Tactics
All About Acne
Patent Pending
Bedroom To Boardroom
Profit From Public Domain Data
Internet Finacing
Mentor Fortunes
Investing In You
Time Management
Marketing Moms
Wealth Building Secrets
Virtual Plastic
Article Marketing
Hiring and Retaining Good Employees
Life After Stroke Male Part
Life After Stroke Female
Leveraging Public Data
Home Seller Power Tips
Website Supernova Audio
You and Your Tattoo
Convert Docs To PDF
Blogging Your Way To Business Success
Internet Marketing Mindset
Viral Marketing
Social Bookmarking Secrets
SEO Cash Cow
Change Your Mind
eBay Marketing
How To Promote
Membership Site Call
Mastermind Recordings Marshall
Mastermind Recordings Marc Goldman
Mastermind Recordings Kacper
Mastermind Recordings Gislason
Instant Bestseller
Profitable Forex Trading
Extreme Persuassion Strategie
Customer Tested Buying Triggers
Explosive Influence Tactics
Clever Profit Generating Insights
Blockbuster Cash Secrets
Covert Product Selling Principles
Breakthrough Sales Solutions
Amazing Advertising Tips
Boot Camp
Million Dollar Copy
Internet Made Easy
How To Buy Into Success
Portal Profits
Business Metamorphosis
Getting Away From The Hype
IT for Small and Home Based Businesses
Skip The Mistakes To Success
Easy Money Interviews
Big Seminar Interview Atlanta 2004 Stephen Pierce
Big Seminar Interview Atlanta 2004 Shawn Casey
Big Seminar Interview Atlanta 2004 Mike Stewart
Big Seminar Interview Atlanta 2004 Mike Litman
Big Seminar Interview Atlanta 2004 Linda Forsythe
Big Seminar Interview Atlanta 2004 John Childers
Big Seminar Interview Atlanta 2004 Joe Polish
Big Seminar Interview Atlanta 2004 JJ Childers
Big Seminar Interview Atlanta 2004 Atlanta 2005 Harv Ekers
Big Seminar Interview Atlanta 2004 Armand Morin
Big Seminar Interview Atlanta 2004 Alex Mandossian

Beikurt pula senarai videonya :-

Affiliate Marketing 101
An introduction To Affiliate marketing 10 min 06 sec
Affiliate Networks & Product Selection 22 min 30 sec
Creating Your Site- continued 19 min 49 sec
Marketing Your Site 19 min 36 sec
More About Marketing & Closing Thoughts 9 min 21 sec


Camtasia Training Series
Introduction To Camtasia 7 min 23 sec
Producing Your Camtasia Video 19 min 25 sec
Recording And Editing Your Camtasia Video 7 min 56 sec
More About Editing Part 1 7 min 00 sec
More About Editing Part 2 7 min 47 sec
Creating a Camtasia Theater Project 8 min 03 sec


Drupal Training Series
How To Install Drupal 11 min 30 sec
Setting Up Drupal 12 min 42 sec
Site Building Options 20 min 27 sec
Adding Content & Managing Site Navigation 13 min 50 sec
Organizing Content 25 min 20 sec
Even More Setup 18 min 03 sec
Adding Modules For Improved Functionality 24 min 52 sec
Setting Meta Tags 13 min 51 sec

Exit Traffic Negotiator Installation
Install, Setup & Use Exit Traffic Negotiator On Your Web Page 16 min 46 bsec

Firefox 2 Training Series
Firefox Installing Firefox 5 min 3o sec
Firefox Blue Ice 5 min 10 sec
Firefox Bookmarks Manager 4 min 46 sec
Firefox Browsing History 7 min 41 sec
Firefox Clear Private Data 4 min 59 sec
Firefox Browsing History 7 min 41 sec
Firefox Download Manager 7 min 33 sec
Firefox Error Console 4 min 00 sec

download files 12 min 13
info bar 11 min 42
Karen's Cookie Viewer 7 min 28
keep updated 13 min 23
manage addons 7 min 10
phishing filter 11 min 17
pop up blocker 13 min 29
secure transactions 7 min 23
security overview 10 min 06
security zones 11 min 17
software explorer 13 min 41
spysweeper introduction 6 min 36
spyware malware 8 min 23
stop script errors 2 min 06
temporary internet folder 10 min 36
understanding certificates 18 min 31
windows defender introduction 11 min 05


Joomla Training Series
Installation 18 min 00 sec
Setup Joomla Site 17 min 49 sec
More Setup Options 24 min 28 sec
Create The Site 15 min 23 sec
Setup The Site 23 min 25 sec
Setup Contnued 13 min 22 sec
Inside The Site 18 min 46 sec


Microsoft Access Training Series
Access ACCDE Databases 1 min 52 sec
Access Email Updates 3 min 59 sec
Access File Format 1 min 45 sec
Access Layout View 2 min 32 sec
Access Navigation Pane 2 min 41 sec
Access New UI 5 min 10 sec
Access Password Security 2 min 43 sec
Access Navigation Pane 2 min 41 sec
Access Access Prebuilt Solutions 4 min 03 sec
Access Report Design 2 min 15 sec
Access View Toolbar 2 min 27 sec


Microsoft Excel Training Series
Excel Cell Types 3 min 20 sec
Excel Charting 4 min 18 sec
Excel Conditional Formating 4 min 44 sec
Excel Headers Footers 2 min 03 sec
Excel New File Format 8 min 51 sec
Excel New Interface 8 min 01 sec
Excel Pivot Tables 6 min 20 sec
Excel Shapes WordArt 3 min 09 sec
Excel Templates 3 min 44 sec
Excel Themes 3 min 20 sec


Microsoft Office Training Series
MSOffice versions 4 min 41 sec
MSOffice Upgrading From A Previous Version 6 min 14 sec

Begitulah beberapa petikan produknya yang boleh diperolehi dengan hanya USD25 atau RM 100.  Sekali pandang ia kelihatan cukup baik, namun apabila diteliti tajuk-tajuk tertentu dalam senarai audio, ia jelas agak banyak tajuk yang dijual berkait hal yang dilarang di dalam Islam, malah majoritinya tidak dapat dipastikan kandungannya sama ada halal atau haram seperti tajuk "forex trading"-

Forex trading terlalu banyak bercampur aduk dengan yang haram, manakala tajuk tatoo, bedroom, bible etc secara tidak langsung memberi kekeliruan terhadap kandungannya, walaupun telah dimaklumkan bahawa isinya berlainan, ia tetap membawa syubhat yang besar sama ada pada tajuk itu sendiri atau teknik-teknik perniagaan di dalamnya yang tidak sama sekali mengambil kira displin perniagaan Islam. Tambahan pula kebanyakan tajuknya TIDAK MENARIK lagi TIDAK DIPERLUKAN oleh majoriti peserta.

Selain itu, semua produk yang dibeli orang peserta TIDAK boleh diketahui isinya dengan jelas ( khususnya bagi tajuk-tajuk yang terlalu umum dan tidak direct to the content) kecuali setelah menyertainya. Ketika itu unsur gharar sekali lagi muncul dalam skim ini. Walaupun unsur ini semata tidak cukup kuat untuk menjatuhkan skim ini kepada HARAM, namun gabungannya dengan pelbagai isu dan masalah lain yang disebut dalam artikel ini, menyebabkan ia jatuh dalam sebuah skim perjudian dan juga riba.

Saya juga yakin majoriti yang memasuki system ini TIDAK SAMA SEKALI inginkan produk itu, malah tidak memanfaatkan produk yang diperolehi itu. Malah mereka hanya baru ingin mengetahui dan  membuka isi produk yang mereka miliki setelah artikel ini mensasarkan masalah pada produk.  Sebenarnya apa yang diingini adalah system reverse 2 up yang diwarwarkan membolehkan peserta memperolehi modal USD 25 dengan hanya seorang dowline, selanjutnya selaku upline mereka akan memperolehi komisyen yang merupakan keuntungan demi keuntungan.

Meneliti promosi-promosi dari ahli-ahli ID, amat jelas memperlihatkan niat dan kecenderungan mereka adalah untuk bergiat dalam system money game dan bukannya berusaha mempromosikan produk-produk tanpa kualiti mereka. Ini jelas apabila sistem komisyen lebih diutamakan dalam promosi berbanding produk. Produk-produk mereka tiada kualiti khusus kerana hampir kesemua tajuk pada produk itu boleh didapati secara percuma sama ada dari youtube, google search dan sebagainya.

SAMPAHKAH PRODUKNYA?

Ada yang bertanya dan berhujjah bahawa produk itu walaupun kelihatan tidak berguna dan mudah diperolehi secara percuma. Namun seperti tayar buruk, ia mungkin tidak berguna bagi sesetengah orang namun ia berguna bagi sesetengah yang lain, lalu adakah wajar saya mengelarkan sebagai ‘sampah' atau tidak.

Untuk memahami guna atau tidak gunanya sesebuah produk, fahamkan kaedah fiqhiyah ini " al-Ibratu lil Ghalib as-Sya'i La Lin Nadir" (Ertinya : Pengajaran dan pengiktibaran dalam sandaran sesebuah hukum adalah apa yang diamal atau ditanggap oleh majoriti bukan bagi tanggapan terpencil)

Kes 'sampah' yang saya sebutkan membawa dua maksud iaitu sama ada :-

1) Produk itu memang tidak ada nilai dan kualiti yang khusus, untuk dijual beli sehingga bertingkat-tingkat dan melibatkan beribu-beribu orang manusia membeli dan menjualkan berulang kali.  Hanya sekadar ia sebuah kompilasi tidak cukup menjadikan ia sebegitu digilai oleh ramai orang. Hakikatnya, sistemnya yang digilai bukan produknya.

2) Produk itu tidak sekalipun akan digunakan oleh peserta (iaitu berdasarkan tinjauan majoriti dan promosi ahli-ahli mereka), ia dikendalikan seperti 'sampah' (yang tidak terpakai dan tidak digunakan), ia sekadar mencukupkan syarat untuk menyertai sistem money game, piramid yang haram kerana judi, gharar dan riba. Atas dasar itu MEMANG PRODUK itu bernilai sampah, adakala berguna tetapi tidak utama, atau dilayan oleh peserta seperti sampah yang tidak utama dalam pergerakan dan promosi mereka.

4.     Plan pembayaran komisyen ( compensation plan)

Perkara pertama yang perlu difahami, apabila sesuatu sistem atau skim upahnya tidak disandarkan kepada nilai jualan barangan atau produk, ia adalah tanda awal ia merupakan sistem piramid, head hunting atau money game.

Seperti yang disebut di atas, skim ini menggunakan system reverse 2 up. Sedikit penerangannya boleh dilihat dalam video yang disertakan ini .

REVERSE TWO UP SYSTEM

Yang difahami darinya :

·         Dengan modal : RM100 ( 25 USD)

·         Setiap tajaan ahli 1 dan 3 (POWERLINE) kecuali kaki ke-2 dan ke-4 akan diperolehi oleh upline ( iaitu RM100 terus ke akaun upline)

·         Bermakna, setiap kaki 2 dan 4 dari POWERLINE, RM100 setiap seorang akan terus dimasukkan ke dalam akaun

·         Perkara ini berlanjutan hingga infiniti (melintang dan menegak)

CONTOH ; Seseorang menaja 4 orang A,B,C,D, maka (B) DGN (D) BERI KE UPLINE. Manakala (A) DAN (D) SEHINGGA Z (atau berapa sekalipun peserta yang punya..hanya 2 sahaja diberi kepada upline..dan 2 tadi akan melahir kan 4 untuk layak berniaga.

Sekiranya seseorang itu menaja atau mencari 10 orang ahli (=mangsa) ( ini diambil dari facebook ID , jika salah mereka yang salah)

Level 1 - 10 Rakan Niaga = 100% * RM90 * 10 = RM900
Level 2 - 100 Rakan Niaga = 100% * RM90 * 100 = RM900
Level 3 - 1000 Rakan Niaga = 100% * RM90 * 1000 = RM90,00
Level 4 - 10000 Rakan Niaga = 100% * RM90 * 10000 = RM900,000
Level 5 - 100000 Rakan Niaga = 100% * RM90 * 100000 = RM81,000,000

Itulah angan-angan peserta skim mat jenin, seolah begitu mudah untuk mencapai level 5. Atau berikut cara kiraan lebih detail yang disiar di web infinity downline sendiri

Let's say that everyone only gets 4 people their first week and duplicates...

Week 1 
You get your 4, you pass 2 of them upline. 
You keep 2. So 2 X $25 =  $50

Week 2 
Your 2 get their 4.
Of course 2 each are passed up to you for a total of 4. 
So 4 X $25 =  $100
*Add to that the people from the prior week rolling to this week

Week 3 
Your 4 get their 4.
Of course 2 each are passed up to you for a total of 8. 
So 8 X $25 =  $200
*Add to that the people from the prior week rolling to this week

Week 4 
Your 8 get their 4.
Of course 2 each are passed up to you for a total of 16. 
So 16 X $25 =  $400
*Add to that the people from the prior week rolling to this week

Week 5 
Your 16 get their 4.
Of course 2 each are passed up to you for a total of 32. 
So 32 X $25 =  $800
*Add to that the people from the prior week rolling to this week

Week 6 
Your 32 get their 4.
Of course 2 each are passed up to you for a total of 64. 
So 64 X $25 =  $1600
*Add to that the people from the prior week rolling to this week

Let's skip to week 10...

Week 10 
Your 512 get their 4.
Of course 2 each are passed up to you for a total of 1024. 
So 1024 X $25 =  $25,600
*Add to that the people from the prior week rolling to this week

Dalam web mereka sendiri, sama sekali tidak menceritakan kelebihan produk yang dimiliki. Tarikan bukan pada produk tapi pada kiraan komisyen di atas. Sebagaimana yang telah saya sebut dalam artikel MLM yang terdahulu, apabila yuran keahlian dijadikan sandaran komisyen dan segala komisyen itu juga bukan sebuah keuntungan hasil kontrak jual beli produk yang unik dengan kualitinya. Ia jelas sebuah system yang diharamkan di sisi Islam.

YURAN SETIAP BULAN

Ini adalah petikan dari kempen sana sini upline ID (rujuk facebook mereka) :

Kita akan terus-menerus dapat setiap bulan selagi downline maintain bayar USD25 tiap-tiap bulan. Paling best 100% bila anda menaja 1orang SYARIKAT TIDAK AMBIL APA-APA best program affiliate -INFINITY DOWNLINE ni.

Ini jelas satu lagi unsur haram, modal yang diwarwarkan sebenarnya bukan lagi USD 25 seumur hidup, rupanya adalah USD 25 sebulan!. Sedangkan produk yang telkah dibeli dahulu pun tidak gunakan, apatah lagi produk bulan depan yang belum pasti akan diupdate oleh syarikat atau tidak. Jika syarikat belum mengemaskinikan produknya,  malah tidak disebut secara jelas, manakah produk baru pada tiap-tiap awal bulan, maka atas apakah bayaran USD 25 itu dibuat? Sekadar untuk memastikan upline layak mendapat komisyen orang downline?. Jika itulah senarionya, ia JELAS Riba malah juga mempunyai unsur perjudian.

Perjudian semakin jelas apabila, kegagalan ahli maintain USD 25 setiap bulan akan menyebabkan dirinya terkeluar dari kaki dan tidak lagi layak menerima komisyen orang bawah, kini dirinya dianggap orang baru di bawah sistem kaki tersebut setelah pendaftaran dan pembayaran semula dibuat.

Penilaian saya:

Menurut pandangan saya, sistem komisyen dalam skim ID ini jatuh dalam bentuk riba. Ini adalah kerana apabila produk tidak lagi menjadi ukuran dan fokus, bayaran yuran yang diberikan hanyalah sebagai jalan untuk meraih wang tunai yang lebih banyak pada masa hadapan melalui system ini. Hal ini dijalankan melalui system system reverse 2 up.

Ia merupakan satu bentuk Riba Nasiah dan juga Riba Al-Fadl. Hal yang sama juga hukumnya bagi perusahaan mana-mana skim MLM atau affiliate yang tidak mempunyai produk bersungguh dan berkualiti, sebaliknya produk miliknya seperti ruangan laman web yang tidak berfaedah buat kebanyakkan orang, ebook , video, audio yang tidak relevan kepada pengguna khussunya yang tidak mahir bahasa Inggeris (bagi kes ID semua produk sampahnya di dalam bahasa Inggeris), atau apa jua produk yang hanya dijadikan sebagai alasan pembelian.

Ini jelas, pada hakikatnya, ahli bukannya ingin membeli produk itu, tetapi untuk menyertai rangkaian serta memperolehi wang darinya. Ia juga termasuk dalam yang diharamkan. Hal membeli produk tidak benar dengan niat utama memasuki rangkaian dan mendapat untung dari rangkaian ini telah difatwakan haram oleh Majlis Fatwa Al-Lajnah Ad-Daimah Arab Saudi no 15/192-193.

Sebagaimana juga disebut di atas, ia juga mempunyai unsur judi melalui yuran bulanan peserta. Yuran ini mendedahkan peserta kepada dua kemungkinan iaitu RUGI  (= kalah), atau terus mendapat komisyen lumayan dari downline ( = Menang judi).

Tidak dinafikan sistem komisyen ini boleh menghasilkan wang dan duit yang banyak kepada upliner khususnya apabila masih belum ramai yang menyertainya, namun itu bukanlah fokus artikel ini ditulis.

Tulisan ini memfokuskan kepada sama ada wang yang boleh diperolehi itu merupakan sumber dan cara yang menepati hukum Syariah atau tidak, dan ternyata ia TIDAK PATUH kepada undang-undang muamalat Islam.

KESIMPULAN AKHIR

1)      Latarbelakang syarikat ID diragui dan bermasalah.

2)      Produk ID adalah tiruan, tidak punyai nilai sebenar, bercampur intipati yang haram dan tidak diperlukan oleh majority ahli. Ini menjadikan penyertaan ke skim ID adalah kerana inginkan pulangan melalui system reverse 2 up.

3)      Akibat produk tidak berkualiti, tidak relevan dan yang dipromosi adalah lebih kepada sistem komisyen, setiap yuran yang dibayar adalah dengan niat dan hasrat untuk mendapat lebih banyak keuntungan tanpa sebarang jual beli sebenar, tatkala itu riba al-Fadl dan An-Nasiah berlaku. Ini adalah kerana komisyen disandar kepada yuran dan bukan jualan produk.

4)      Yuran bulanan USD 25 menjatuhkan ia di dalam unsur maysir atau perjudian.

Oleh itu, menurut penelitian saya, umat Islam MESTI DIHARAMKAN dari menyertai system ini. Sebarang promosi dan membiarkan promosinya betapak di web atau facebook anda juga adalah diharamkan di dalam Islam atas asas larangan bantu membantu dalam perkara maksiat dan dosa.

Adalah diharapkan umat Islam khususnya bangkit dari tidur dan mimpi untuk mendapatkan untung tanpa usaha yang setimpal. Dalam Islam setiap keuntungan mestilah bersumber dari penjualan sesuatu aset atau dari usaha sebenar terhadap sesuatu aset, bukan hanya untung atas angin secara goyang kaki atas penyertaan orang ke dalam sesuatu sistem pyramid.

Semoga kita semua diberi pembukaan hati dan minda untuk tidak menyertai, berhenti dan menyedarkan yang lain. Namun sekali terjebak, kegilaan kepada wang, harta serta sistem cepat kaya adalah ibarat arak yang memabukkan, tidak mudah menyedarkan mereka tatkala sedang mabuk, peluang dan ruang untuk yang menasihat dicerca adalah besar, demikianlah tabiat orang mabuk apabila dinasihat. Justeru bersabar kalian dalam menasihati mereka, semoga mereka lekas sedar dan sempat diselamatkan sebelum kemalangan berlaku.

Akhir sekali, tulisan ini bukanlah sebuah fatwa, ia hanya nasihat dan pandangan. Jika ada yang tidak bersetuju dengannya, terpulang kepada saudara dan saudari untuk menolaknya. Tiada sesiapa yang memaksa untuk menerimanya. NIat saya hanyalah untuk mebantu dan menyelamatkan kita semua dari murka Allah. Justeru tidak perlu untuk mencaci maki di web ini.

Ada yang menghantar email kepada saya bertanya tentang cara berhenti dan taubat. Ini jawapan ringkasnya. Jalannya adalah berhenti, sedarkan dowline juga dan semua komisyen yang masih lagi masuk disalurkan kepada faqir miskin. Modal sendiri boleh ambil semula.

Taubat boleh dibuat dgn menunaikan solat taubat sebanyak 2 rakaat dan insafilah dengan sebenar-sebenarnya keterlibatan dan kegelojohan kita terhadap wang dan harta itu, kemudian memperbanyakkan sedeqah dari semasa ke semasa. Selanjutnya panjatkan harapan setingginya kepada Allah untuk menerima taubat kita.

Sekian

Zaharuddin Abd Rahman

www.zaharuddin.net

13 Rabi'ul Awal 1431 H

27 Feb 2010

SILA BACA ARTIKEL INI JUGA ; Hukum MLM : Halal dan Haram  

TAMBAHAN

Pada 2 Mac 2010 yang lalu, saya ada berbalas email dengan jutawan internet, Sdr Irfan Khairi berkenaan satu urusan bisnes. Terlanjur beliau menghantar email kepada saya, saya mengambil kesempatan untuk meminta pandangan beliau berkenaan Infinity Downline khususnya dari sudut kewibawaan bisnes dan kebolehpercayaan.

Berikut adalah jawapan beliau melalui emailnya kepada saya. Itulah jawapan pakar jualan melalui internet yang sering dijadikan rujukan dalam hal pemasaran internet. Kesimpulan, beliau bersetuju dengan saya bahawa Infinity Downline adalah SKIM CEPAT KAYA.

Harap jangan pula ada yang akan menuding jari bahawa Irfan Khairi tidak mengetahui beza program, MLM, Affiliate dan Skim cepat kaya. Antara Jual barang sebenar dan jual kepala cepat kaya.

Zaharuddin Abd Rahman

________________________________________________________________________________

From: RahsiaInternet.com < This e-mail address is being protected from spam bots, you need JavaScript enabled to view it >

To: zaharuddin arahman

Sent: Wed, March 3, 2010 4:55:54 PM

Subject: Re: explaination from Irfan Khairi ;)

Assalamualaikum Ustaz,

great to hear from you.

Uzar, as for infinity downline you asked, i totally agree with your post. what i see from the founder company is that if im not wrong, they dont profit directly money wise from the system as the monies are rolled within downlines. however, the founder company benefits from collecting a huge database to do followup sales of other products. Probably using an autoresponder there ;)

The business model for the founder company is to increase their mailing list, and in online business, the bigger list u have, the more you can profit from selling other products.

I do get questions from others about infinity downline, and my usual answer (also applies to other similar programs) is that, if it smells like skim cepat kaya, then, it is a skim cepat kaya ;) and i would say that too for infinity downline.

the thing is, most people (malay's unfortunately) before joining, mereka dah rasa ragu2 dah dari segi scam and also halal/haram issue.. but some how they do it anyway because of the "want to be cepat kaya urge". which is sad too for me as i always teach it takes time, effort and ilmu to be successful in business.

Best wishes to you and your family there.

-irfan khairi

TAMBAHAN

HASIL dari artikel ini saya menerima satu email dari infinity downline expert di malysia iaitu Celya Tay, berikut adalah soalan Celya mewakili Infinity Downline dan juga jawapan saya. MESTI baca untuk lebih jelas berkenaan isu ini.

I have received an email from one of the leader of Infinity Downline. In this entry, I would like to share my short reply to her email. Even though it is short and unable to cover lot of issues which need to be clarified i.e Shariah related issues, I am still hoping that it could give some additional benefit to the zaharuddin.net's readers.

_____________________________________________________

From: Celya < This e-mail address is being protected from spam bots, you need JavaScript enabled to view it This e-mail address is being protected from spam bots, you need JavaScript enabled to view it >

To: This e-mail address is being protected from spam bots, you need JavaScript enabled to view it This e-mail address is being protected from spam bots, you need JavaScript enabled to view it

Sent: Thu, March 11, 2010 5:01:07 PM

Subject: Questions on Islamic Perspective

Greetings Ustaz Zaharuddin,

I was just reading your article on facebook entitled "Web saya tutup perik nasi orang". I found it really informative. 

I hope you don't mind, but i sincerely want to understand the Syariah law as i have Muslim customers and it is important to me that they feel comfortable, and that i am being fair. 

Would you please consider answering some of my questions? In your article you stated that you would entertain intelligent debate and while i am not here to debate, i am certainly interested in intelligent clarification and understanding from a factual perspective.

Referring to the below..

"Hukum asal seluruh urusniaga perniagaan dalam apa jua bentuk adalah harus kecuali ada dalil yang membuktikannya haram. 

Apabila telah wujud dalil menunjukkan ia haram serta tiada hujjah balasan konkrit untuk menafikannya, sesuatu urusniaga itu paling pun akan bertukar menjadi syubhat, jika tidak menjadi haram.

Islam mengajar kita agar menjauhi syubhat sebagaimana yang disebut Umar Al-Khattab tadi walaupun terpaksa mengorban 9/10 cara niaga yang mungkin halal."

FIRSTLY, In the case of Infinity Downline, is this why you referred to the lack of a clear company identity as being ONE factor for it to be labelled as haram? Because Muslims cannot be sure who is behind the scene and therefore there cannot be conviction that it is "safe"?

I receive emails from the company (Multiplex) and they also provide weekly LIVE training on a webinar where we interact with the president itself (the webinar link is http://www.BootcampWebinar.com) The president isn't a CEO of a large corporation, but i think a small company, so it's not a multinational but it has of course gone international due to the power of the internet.)

This morning, we received a mail from Peter Wolfing himself as below (regarding when the library will be updated)

From: "Peter Wolfing" < This e-mail address is being protected from spam bots, you need JavaScript enabled to view it This e-mail address is being protected from spam bots, you need JavaScript enabled to view it >View contact details

To: "'Morgan TAy'" < This e-mail address is being protected from spam bots, you need JavaScript enabled to view it This e-mail address is being protected from spam bots, you need JavaScript enabled to view it >

I have not had time to add more.  Just keeping up with the growth is taking all my time.  There is way more than what is charged anyway but I will add some soon.

Peter

So Peter exists and we are in touch with him weekly at the training webinars, the company exists BUT the thing is that members need to OPT in to receive contact as he sends out emails only to those who allow the company to contact them (unlike many companies that just keep sending emails whether we want it or not). Also, because it is not a large corporation - it is unlikely to be cost effective to set up a branch in malaysia.

My question now is - is this still considered 'gharar' to the Muslim? Meaning uncertain? (please forgive me if my understanding is poor as i am not familiar with the Islamic terms and am only following what i am capable of understanding from reading your articles. please feel free to point out if i am wrong as the purpose of me writing this whole email is to learn)

Or would this just be a different form of business, and not actually one intended to deceive? From what Mr. Irfan Khairi explained to me as well, i understand that this business does not make itself VERY apparent on the website because it is collecting a database list of emails and it is following the style of many businesses online now that offer a free ebook or video BEFORE you even know who they are. After giving the free ebook/video, THEN they introduce themselves. Is this then 'gharar' and therefore also then not acceptable practice in Islam?

I ask because i teach internet marketing methods and collecting a list is one online marketing method. However, if being 'invisible' while collecting the list is causing it to have a 'haram' elements then of course, i must tell that to my Muslim students.  

I would then truly appreciate your help on this. 

SECONDLY,

I use certain ID products in the library to train my students. Certainly i have benefitted from it, but of course I understand english and internet marketing very well. From what i understand ID is haram because MOST people do not want the products. However, if people join my coaching program (and i already tell them upfront i provide coaching for internet business BEFORE they sign up), and i direct them to listen to the specified products as well as provide my own training materials as part of my program for them, would they still be guilty of 'haram' as i am still using ID as my platform? 

Again, i would so appreciate your help on this as i am not sure anymore if i should advertise my services to Muslims given that I will still be using the ID system for a while as it is the perfect live 'case study' for my students. (When they can start earning an income from implementing the methods i teach, then it is a good indication for me and them that they have benefitted from my program for them.) 

THIRDLY,

The monthly fee is for the online system they get and not the same old products that yes, logically should only be paid for once.  I too would be silly to pay for the same products every month. I pay monthly as i want the online system and viability of online storage of all the files i  use for my program being easily downloadable from anywhere. I have a student in Sabah and one in Terengganu and having the files online as well as online business system makes it easy for me to deal with faraway clients in terms of registration and payment. And i only pay RM100 a month so i am okay with that.

My question is, is this still Riba for my muslim clients?  I collect RM100 but for coaching i give plus of course the fee of the online business facilities they get. Is this conceptually unacceptable in Islam because most of the other titles in the library will not be used? 

Again, I could set up my own system and compile my own videos and audios, but it was so much cheaper and easier for me when i started coaching to just use the ID registration system plus business tools in it.

But now i am unsure if it is okay for my Muslim clients.

Ustaz, I find that your opinions on many other articles are valid and justified and so i am writing to gain clarification.

I realise that i of course have a different view of the programme being non-muslim, but at the end of the day, if i am to have Muslim clients then they must be comfortable and i certainly do not want to be labelled as culturally insensitive. Your article on ID raised many doubts and questions so i would like very much, instead of speculation - to just clarify with you given these facts about the program that are somewhat different from what you initially spoke about.

I look forward to your reply and thank you very much in advance.

Yours sincerely,

Celya Tay

Home Business Consultant

http://ebizsuccessbuilders.info

________________________________________________________________

MY(ZAHARUDDIN) RESPONSE

Hi Ms Celya,

Thanks for your email. I'll try to reply in a very simple manner as i really don't have much time to write long explanations.

Generally speaking, i do think that you have got most of my points from my article and response. By scrutinizing some of ID current website, it is realized that the team is currently trying to fix the problem by doubling the promotion of the products rather than the system. May be that way, the program might be appeared as the true selling products program. However, it is still not, at least from my perspective.

In response to your quires, my response will be as the following:-

1) Background of the company & Peter

It has been said that, Multiplex System is responsible of the ID program or scheme and it is regarded as the founder company and also the owner and provider of the products.

My question, what is the website for multiplex system company? Do you have any of the detail about the company such as management of the company, board of directors, audited financial report, license etc. the company is govern under which law and which country?

Is there any legal proof that multiplex system is responsible for any issues regarding ID program?  Say that there is a problem with regard to the program i.e. the ID login system vanished, suspended, or the owner fleeing away, so is there any guarantee that multiplex company will always be there and take full responsibility on all the their customer's fund ? If not, where can the participant seek help to? It is not about the company only but also the regulation adn law which regulates them.

That is what i mean by 'gharar' (uncertainty elements which could tantamount to quarrel, argument and coercion). Forwarding Peter Wolfing's very short email is absolutely will prove nothing in that regard. It has to be noted that Bernard Mardoff is million times popular that Peter Wolfing but he is still running a scam business.

I understood that some of the home marketing or internet business need not to have a big premise to run the business. However it is different when it involves lot of people, and lot of people's money, moreover the company is offering and attracting consumers to the commission system which need to be monitored carefully to avoid fraud, cheating etc. The case is totally different from an internet seller or marketer who is selling real asset such as map etc to their clients. There is no commission system and he is the only one who sells and conducts the business. In addition, all the deals are from the type of one off deal. This is obviously not for the ID program.

2) Products

As i said and you have also quoted it in one of your website, yes, for those who join the program to benefit from the products in a genuine manner and concurrently take advantage of the commission system, it might be permissible (but still depend on other issues) but in reality, the otherwise happened. So in Islam, in order to determine the precise ruling, we will have to focus on the majority of the participants and how the company advertise itself. In many cases both of them  are already portraying  that their true intention of joining the program or scheme, is to benefit from the commissioning system which  as a result will simultaneously evolve as a money game.  However the minority might be exempted from the prohibition (but still depend on other issues as well). The same situation applied to the company in which is putting lot of their efforts in promoting the system rather than the products. 

Have i seen the products?

Yes I have seen some of the videos and listened to some of the audios. I find it ok and acceptable but to a very small number of people. Therefore I have regarded such products as 'rubbish' although i have to admit that for some quarters they would perceive the products to have value and good information which they might need. However, as i told you, the majority views, and their behaviors and how they treat the products and promote the program will give us clues on how relevant is the product to them, and also whether or not they are 'rubbish'.

It is observed that campaigns and promotions which are made by many of ID participants (and also Login Facebook dapat RM 100) are not giving any attention to the products.

Another issue with regards to the products is that it is unclear whether the products are being sold or leased by monthly payment for access. Some tries to relate the monthly payment fee as a rental whereas other said that the prroduct is being sold. Anyhow, it is noted that many of the products can still be downloaded and saved into your PC. So which one? Is there anywhere this rule is being mentioned in the registration form etc.? All of these are gharar in Islamic point of view.

The regulations are unclear as to whether it is lease by monthly payment or being sold to the customer. If the fees  payment are representing a lease payment, why in the world it can be saved and downloaded freely?.

Such unclear term related to the products also convinced me that actually the company has no serious attention on selling or promoting the products.  For that reason also they are promoting the products in a bundle. If the products are really good and can be sold or leased and worth for money, the company will absolutely sell or lease them separately as it can bring more profit. However, i am sure that they have no confidence to sell the products and in fact, i am almost sure that most of the people WILL NOT PURCHASE OR LEASE the products if there is NO REVERSE TWO UP SYSTEM in place.

Without the true products, the system is a money game and fall under the category of riba from the Islamic viewpoint. If the products really have their own qualities and are marketable by itself, the commission should also be based on the price if each product and not by way of registration fee or whatever you wanted call it.

From Muslim jurist point of view when :

a)  The products have no special qualities

b)  The promotion is more toward head hunting and promoting the benefit of the system lot more than the explaination on the benefit of the products

c)  Commission is based on the registration or monthly  fees and not in accordance to each and every product which has been sold by the participants.

Such program or scheme will still be deemed as money game and Riba, furthermore it would also fall under that category of gambling as well.

As for non Muslim, it is up to them and their belief but for Muslim i am responsible to prevent such scheme, program or whatever you want to call it from spreading to our Muslim brothers and sisters.

In Islam, they are many rules in obtaining wealth; one of them is that you must not gain without putting an equal effort. In some circumstances, profit or gain must be associated to certain type of real business risk. This is to ensure wealth are being created and not transferred. One needs to comprehend this philosophy in order to understand the issue.

Actually i can say that i have plenty of other arguments but i am sorry, for my inability to response or clarify all of the contentious issues with regards to the program as the time is very limited and there is lot of other tasks which need to attend to, finally I hope that this email could clarify something if not everything. 

Last update: 25-03-2010 18:50

Published in : Artikel, Bahasa Articles

Users' Comments (243)

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Posted by ieja, on 27-08-2010 10:56, IP 58.27.115.118, Guest 1. mencari yg halal salam uztaz,  saya mohon kebenaran utk menyiar link/artikel ini kepada kenalan2 dan khasnya saudara islam kita   » Reply to this comment... Posted by santoinerak, on 24-08-2010 00:06, IP 60.52.86.213, Guest 2. Sekadar ingin tahu saya hairan dengan MLM...bayaran sampai RM2500 kemudian lepas tu jual prodak,,itu SKIM Piramid kerr   » Reply to this comment... Posted by sue, on 17-08-2010 11:13, IP 202.75.4.170, Guest 3. Assalamualaikum Salam ust,    Mintak izin copy & link artickle ini. tq   » Reply to this comment... Posted by maisarah, on 14-08-2010 00:34, IP 115.133.196.91, Guest 4. salam minta izin copy link ye..tq.   » Reply to this comment... Posted by izani87, on 04-08-2010 10:18, IP 175.144.173.38, Guest 5. salam... i wanna thank u for this information...  i nearly join this prog..  alhamdulillah...i've done research b4 joining the prog...  as a student i believe that they can easily manipulate or convince us to join and get extra money...  this is the most convincing statement @ explaination that i had read...  thus,i've decided that i'm not gonna join this prog..  p/s:we can always find the better way of improving ourselves by working hard and ask for His help and always be grateful of what we've achieved..  with His help n blessing..InsyaAllah we'll continuously making our lives better  and making other people lives better...  insyaALLAH...  i really hope that my brothers n sisters in Islam will realize what they're doing..  thanks again...   » Reply to this comment... Posted by muhammad idris muharam, on 03-08-2010 13:04, IP 82.114.189.25, Guest 6. abu muhammad salam...ya ustazi...ramadhan mubarak..adakah system swom...http://lubukrezeki.com/ SWOM.html...sama macam system diatas???Hukum Infinity Downline??? minta jelaskan....seakarang ramai orang2 kita yang terjebak ngan gejala " NAK CEPAT JADI KAYA ",minta penjelas yang tepat..syukran   » Reply to this comment... Posted by emmy, on 29-07-2010 02:36, IP 60.54.107.186, Guest 7. izin share di FB salam uztaz.. minta izin untuk share di fb.  tq   » Reply to this comment... Posted by ezmaz, on 28-07-2010 13:02, IP 115.133.28.71, Guest 8. kongsi ilmu salam ustaz... minta copy article ni... sebagai panduan dan dakwah... terima kasih...   » Reply to this comment... Posted by rini, on 24-07-2010 20:16, IP 203.82.92.55, Guest 9. salam........ mohon izin tuk kongsi di blog.   » Reply to this comment... Posted by zz, on 24-07-2010 10:55, IP 60.53.18.186, Guest 10. hujah mereka.. As'kum UZAR.. untuk pngetahuan.. mereka mngemukakan hujah mereka di sini.. Wallahu a'lam.. http:// somebodyid.blogspot.com/p/ bukti-kami.html   kalau ustaz boleh komen...   » Reply to this comment... Posted by syukran, on 23-07-2010 17:15, IP 79.170.51.247, Guest 11. Mohon izin Salam Ustaz... Mohon izin kongsi dalam Facebook... syukran   » Reply to this comment... Posted by siti, on 22-07-2010 13:31, IP 121.121.54.165, Guest 12. hukum haram biz infinity downline salam..blh minta izin copy artikel ni ye   » Reply to this comment... Posted by Pembaca Setia Blog, on 19-07-2010 22:55, IP 60.53.219.127, Guest 13. :) Assalamualaikum, mmg byk dah orang2 kat dlm Fb buat bendalah ni. ada sekali tu sy di tag picture ttg login facebook ni, so ada juga sy referkan link blog UZAR kat comment, tapi taulah, sapa xnak kalah . siap2 dorang replykan link balik kat saya. apapun sy sokong UZAR     ni link dorang bagi kat sy, http:// infinitysuccessbuilders.com/ undang-undang.html     Susah juga nak bagi sedar orang ye. haha   » Reply to this comment... Posted by Abdul Rahim Jaafar, on 18-07-2010 17:25, IP 118.100.249.22, Guest 14. MINTAK IZIN mohon izin share link..   » Reply to this comment... Posted by salina, on 17-07-2010 15:07, IP 60.51.106.161, Guest 15. sebarkan info pada rakan2 FB setelah sebarkan info pada rakan2 FB, terutama kpd seorang hamba Allah ini yg mengikuti progem tersebut, terus mencemuh dan menuduh saya seorang yg hasad dengki sekaligus telah 'remove friend' dari fb beliau.Terang-terangan program ' LOG IN FB DAPAT DUIT' ini telah memutuskan sillaturrahim.   » Reply to this comment... » See all 1 replie(s) Posted by nurul, on 16-07-2010 18:54, IP 203.82.94.121, Guest 16. SALAM UZAR..saya mohon syer di fb..   » Reply to this comment... Posted by cuya, on 15-07-2010 23:27, IP 60.53.57.62, Guest 17. SALAM minta izin share   » Reply to this comment... Posted by mohd nizam, on 15-07-2010 22:11, IP 115.133.217.107, Guest 18. MLM & sealiran salam.  terima kasih atas artikel/nasihat ust. saya memang dari dulu tidak berminat dgn "perniagaan" spt ini termasuk direct selling pelbagai produk. alasan saya berdasarkan fakta sains. dengan penjelasan ust menguatkan lagi keyakinan saya untuk tidak menyertai pgrm sperti ini   » Reply to this comment... Posted by A'watif, on 14-07-2010 21:50, IP 60.53.111.64, Guest 19. salam ustaz, sy mohon keizinan utk sebarkn artikel ni dlm fb sy wt tatapan saudara2 seislam...   » Reply to this comment... Posted by amy, on 06-07-2010 01:04, IP 121.120.223.77, Guest 20. minta izin share ustaz.izinkan sy share link ni di wall fb ea   » Reply to this comment... Posted by Nazirah, on 03-07-2010 01:36, IP 121.121.66.40, Guest 21. Allah bagi petunjuk Alhamdulillah...memang saya pun ada keinginan untuk join tp slps membaca artikel ustaz tak jadilah. Biarlah rezeki yang dapat tak banyak tp halal dan berkat. Insya Allah.   » Reply to this comment... Posted by wanna, on 01-07-2010 04:43, IP 121.120.66.5, Guest 22. Minta izin nak share minta kebenaran untuk share dalam facebook. terima kasih   » Reply to this comment... Posted by zul, on 29-06-2010 15:00, IP 218.111.22.107, Guest 23. keizinan utk mhebahkn artikel salam ..ustaz minta izin share link ni ..  untuk mmberi ksdaran kpd orang ramai terutamanya umat islam..   » Reply to this comment... Posted by mizi, on 24-06-2010 10:39, IP 219.95.202.190, Guest 24. hendak memberi kesedaran salam uztaz. syukur saya blm terniat nak buat benda2 mcm ni. mmg la nmpk mcm bagus. sapa x nak dpt rm100 tiap2 kali log in. tp bg saya, there is no such thing as easy money. you have to earn your money.     so di sini saya meminta izin uztaz utk post topik ni kat FB saya tuk memberi kesedaran pada rakan2 yg lain.     trima kasih.   » Reply to this comment... Posted by hanisahzubir, on 23-06-2010 22:04, IP 203.82.81.118, Guest 25. mintak izin share link minta izin share link ni ye..   » Reply to this comment... Posted by hamba kerdil, on 23-06-2010 03:32, IP 203.82.81.114, Guest 26. izinkan hamba.. salam uts.. mohon izinkan hamba copy this artikel..tuk kemaslahatan islam hakiki..tq..   » Reply to this comment... Posted by mahani, on 21-06-2010 16:30, IP 118.100.205.209, Guest 27. mintak kebenaran minta izin copy link ini sbg pengetahuan kawan2 Islam lain-   » Reply to this comment... Posted by danial, on 19-06-2010 14:32, IP 130.158.126.214, Guest 28. skim ni assalamualaikum,     saya still tak faham mengapa ramai yg join tp kalau ikut kn, sistem perniagaan ni lebih kurang je ngan yg lain2. alhamdulillah setiap kali rase nk join rse was2..so tak jadi nak join   » Reply to this comment... Posted by mohd.shukor, on 17-06-2010 19:58, IP 115.135.111.164, Guest 29. keizinan utk menghebahkan artikel ustaz minta keizinan dari ustaz utk saya meletakkan pautan link artikel ustaz ini pada wall FB saya..   » Reply to this comment... Posted by hamba Allah, on 15-06-2010 09:46, IP 219.93.65.230, Guest 30. mintak kebanaran salam ustaz..sy nk mintak kebenaran untuk postkan link ni kt facebook tuk kwn2 yg lain yg myb xthu pasal hukum program ni..tq ustaz..   » Reply to this comment... Posted by MJ a.k.a MatJawe, on 14-06-2010 10:30, IP 203.82.66.202, Guest 31. umat akhir zaman Salam.    -sekadar tumpang lalu-  -minta izin copy link ini sbg pengetahuan kawan2 Islam lain-    aku adalah hamba Allah yg byk kekurangan hukum agama. tapi aku tau ape itu halal dan haram. aku tau dosa pahala. aku tau ape yang di"timbang walau sebesar zarah" di Padang Mahsyar nanti. dan ape yang aku tengok orang Melayu zaman ni, semua pentingkan duit yang tak tau asal usulnye dalam Islam ada ckp pasal ni(tp aku xigat bab ape?). cuma ape yg aku tau, kalu sistem berteraskan MLM tnpa produk yg berkualiti dan berguna ianya jadi HARAM. lgpun ape yg aku tau MLM ni dicipta oleh orang YAHUDI. ape hukum kita ber"IMAM"kan YAHUDI ni? adakah sistem perniagaan Islam tu ada kekurangannya? walupan diubahsuai sistem MLM ni pada aku ia tetap MLM gak. mula2 jalan die betol, lama2 senget gak kaki2 MLM ni. bila kita ngadu tak untung, mesti dorang kata kita salah join...HMMM....pikir sendiri jelah. Masing-masing ada otak & akal yg boleh berfikir. berdebat pasal ni cume mempertahankan EGO. Maklumlah, zaman sekarang zaman duit, ape penting halal haram? yg penting ada duit..bagi anak bini makan dan dapat melaram dan tunjuk kat orang duit dia banyak. Emm..zakat duit tu bayar ke tak tu? tak banyak...2.5% je... Apepun,Islam utk orang Islam.     -dunia sementara akhirat selamanya-  -perbuatan sementara menanggung selamanya-    -sekadar tumpang lalu-  -aku hanya hamba Allah yg serba kekurangan-   » Reply to this comment... Posted by FaizR1, on 13-06-2010 23:45, IP 203.82.94.36, Guest 32. Salam Sama2 kita hebahkan di Fb   » Reply to this comment... Posted by azrai, on 11-06-2010 11:28, IP 202.186.65.2, Guest 33. adukan kepada pihak yang berwajib ada sesiapa yang adukan perkara ini ke KDN?  sekiranya sistem tersebut meragukan sila kemukan aduan ke KDN yaaa atau pihak yang berwajib   » Reply to this comment... Posted by Den, on 07-06-2010 23:44, IP 203.82.81.109, Guest 34. MLM Salam.. Sy stuju dgn rizam spy ustaz snaraikan MLM @ ape2 biz internet yg dr pandangan ustaz adalah haram.. mudah n cepat utk kami buat kputusan.. huraian mengenainya.. blh lah ustaz jwb kmudian.. Thanx..    hukum join rm20segera.com? haram @ halal menyertainya? x hurai pn x pe...  utk info klik link ini:http://www.rm20segera.com/ default.asp?r=admin   » Reply to this comment... Posted by radzif, on 07-06-2010 03:07, IP 60.48.86.91, Guest 35. TQ USTAZ salam ustaz..trima kasih kerana menyedarkan sy sblom terlewat..izinkan sy copy artikel ini agar ia mnjadi peringatan pada diri sy dan jga org islam trutamanya sahabat2 sy sdri    salam dan trma kasih   » Reply to this comment... Posted by rizam, on 06-06-2010 10:27, IP 60.48.120.49, Guest 36. hukum haram biz mlm salam ustaz..saya rizam..saya ada join memacam biz MLM nie...boleh ustaz senaraikan biz MLM yang HARAM bagi pandangan ustaz..   » Reply to this comment... Posted by tzm2010, on 04-06-2010 11:40, IP 175.144.250.73, Guest 37. Great post Great post here. I was browsing my Facebook when I suddenly noted a friend of mine joined this thing called 'Login Facebook RM100 Tiap2 Hari', something like that. Further research leads me to this Infinity Downline. No doubt, it's a scam.    Why I can be so sure it's a scam? This is because I've worked for a scammer boss in a scammer company just like this before. All money game. At first, the management told me their company sells product online, and being a believer in cybernation, I accepted the job offer. I worked along the top management level and created powerpoint presentations for the company. I knew the top management people and from their everyday speech, they are only thinking about how to make the scam looks 'legit'. I was strapped of cash and needed the job so I continued to work for almost a year. Then the company went haywire because of issues between the members in the management (company proprietor and money), and I took the opportunity to quit.    The days of Swisscash and Sunshine Empire is over, now comes another Infinity Downline. I personally know some top guys from Sunshine Empire and they really made millions, but in the end most of the money were frozen by Bank Negara and they flee the country because they are wanted by the cops for commercial crime.     The title itself is so obvious 'INFINITY' and 'DOWNLINE', are the words used in scammer MLM systems. People should just realize there is no such thing as earning infinitely and fast money. All legit richmen build their wealth from tens of years of hardwork and owning properties and real estates.     I think people actually realize it's a scam, yet they wish they could be those who leave their morality behind, and make money by scamming others. They want to be at the top part of the pyramid. They don't care about the consequences, they just care about the money. The guys I know who made money from MLM usually visit night clubs. That's where they spend the money.    In the end, it's you to decide.   » Reply to this comment... » See all 1 replie(s) Posted by Mohd Hafez, on 03-06-2010 11:46, IP 60.52.124.198, Guest 38. Saya sharing maklumat & rujukan di FB Salam, Ustaz...  saya mohon utk share info ni kat fb saya... tapi saya dh link kan add web ni sbagai rujukan kgkawan saya... Saya kesian dgn mereka trutama orang melayu yg kerap ditipu dgn skim2 sebegini...   Saya juga bharap dpt share info ini kepada kgkawan saya yg lain supaya tidak melibatkan diri dgn skim sebegini...   Terima kasih Ustaz dgn info yg telah djelaskan...   » Reply to this comment... Posted by permission, on 03-06-2010 00:39, IP 60.52.71.129, Guest 39. .. ustaz,mintak izin utk share di fb ya...   » Reply to this comment... Posted by anna, on 02-06-2010 19:12, IP 203.82.80.31, Guest 40. mohon copy dan link sy mohon utk copy lin ini ke fb. terima kasih   » Reply to this comment... Posted by anonymous, on 02-06-2010 13:17, IP 202.184.111.68, Guest 41. HukumMLM tapi ada produk yang berkualiti Salam ustaz...    Di sini saya ingin bertanya berkenaan sedikit kekeliruan. Kalau suatu perniagaan itu berkaitan dengan MLM tetapi produknya adalah susu. Dan telah diperakui ramai pihak susu berkenaan sangat mujarab untuk mengubati.banyak response dari pengguna yang mengatakan susu berkenaan adalah bagus. adakah perniagaan tersebut salah di sisi syarak. sedangkan produknya telah terjamin berkhasiat. tetapi menggunakan sistem downline. Apakah hukumnya. Ini kerana bila bercakp pasal hukum. Orang akan ckap balik skim ni halal sebab ada produk. Dan produk berkualiti.   » Reply to this comment... Posted by farhana, on 02-06-2010 11:41, IP 175.144.246.80, Guest 42. minta izin salam ustaz, saya minta izin untuk berkongsi ilmu ini kepada rakan2 di facebook. syukran   » Reply to this comment... Posted by Mohd Amir Rasyid binAbdulHamid, on 01-06-2010 13:31, IP 60.51.127.77, Guest 43. sy msykil la ustaz... salam ustaz...  sy ingn tau hkum kte msuk progrm affiliate exclusivemails.net???  hrap ustaz jlaskn...  syukran...   » Reply to this comment... Posted by Zulkafli, on 01-06-2010 11:39, IP 203.82.80.104, Guest 44. Mohon Izin Salam Ustaz... Mohon izin kongsi dalam Facebook...   » Reply to this comment... Posted by saudagar Padi, on 01-06-2010 11:26, IP 203.82.94.27, Guest 45. MLM kepada saudara yang mengunjung web UZAR yang cuba menegakkan benang yang basah, bawaklah insaf. klu dah namanya perniagaan yang ada kaitan upline mencari downline tu tak payah la terlibat walaupun mcm-mcm nama MLM yang ada kat malaysia ni. Klu dah mengambil untung daripada downline tu yang kaya uplinenya,kena pulak downline banyak cari ahli baru, lagi kaya la upline tu. Nak buat apa kayakan upline tu, kita tak kaya kaya jugak.klu yang dah kaya tak cukup lagi duit sampai nak bagi orang bawah tertindas sebab beribu berhabis duit. dah la tak kaya, berdosa pulak tu sebab terlibat dengan benda haram. Ikut je hukum yang uzar dah jelaskan ni, kita ni dahla xde ilmu dalam hukum perniagaan dalam islam, jadi kita ikut org yang ada ilmu untuk menghuraikan masalah ni mcm Uzar.    thanks Uzar.   » Reply to this comment... Posted by Syaryzad, on 01-06-2010 00:17, IP 89.211.142.59, Guest 46. Mintak izin berkongsi artikel assalamualaikum.  Minta izin berkongsi artikel ini di page saya. shukran jazilan   » Reply to this comment... Posted by ragu2, on 31-05-2010 08:24, IP 180.73.98.123, Guest 47. hyprobulksms salam    saye ingin dptkan penjelasan ttg programe affiliate no 1 malaysia iaitu hyprobulksms2u.com.adakah ianya disokong oleh PPIM.di situ juga ade menyebut infinity downline.macamane ye ustaz.saye sudah pun mnyertainya,tp masih blm ade downline.syarikat tersebut ade menyertakan sijil dari PPIM.adekah ianya sah?   » Reply to this comment... » See all 1 replie(s) Posted by Farah Sulaiman, on 30-05-2010 18:28, IP 202.21.137.120, Guest 48. nak tanya sikit salam ustaz...biasa la orang Melayu @ Malaysia @ Muslim, bila ada sesuatu yang begini, kononnya dikatakan sebagai haters atau anti atau pun yang lebih teruk, dikatakan sbg kolot. saya ada bagi link page ustaz pada kwn saya ni, dia fire balik dgn website ni.http:// infinitydownlineasiacommunity. com/  pada saya, ustaz dah jelaskan yang kalau kta x nampak board members, profits and etc. jadi haram la kan?tp kwn saya ni, susah bebenor nak dgr ckp atau pandangan ni. macam mana ya ustaz?   » Reply to this comment... Posted by khadijah ismail, on 28-05-2010 11:53, IP 210.48.222.6, Guest 49. Assalamualaikum. Maaf ustaz..Mintak dihalalkan artikel ini sebab sy dah copy tuk disebarkn kpd kwn di fb.Tujuan hnya satu utk memberi kesedarn dan rujukan ttg bussiness infinity ini kpd mrk yg dh terlibat atau belum terlibat @yg nak berjinak2 tuk msuk.  Terima kasih bnyk ustaz atas perkongsian ilmu yg xrugi tuk disebarkn kpd msyarakat diluar sana yg dahagakn ilmu agama lebih2 lg yg melibatkn perkara HALAL dan HARAm.   » Reply to this comment... Posted by Tanpa Nama, on 25-05-2010 04:20, IP 210.150.124.76, Guest 50. Nak kaya cepat Orang melayu kalau pasal nak kaya cepat memang sume jadi halal. Saya pernah mengikuti program2 yang berkaitan dengan multilvl ni.    Kebanyakannya kena pakai modal sendiri, kata 'naktolong kita sama2 melayu', tapi hakikatnya nak tolong dapat balik duit aku. Jadi kebanyakan skim2 yang ditawarkan berkonsepkan 'Dah kena tipu terpaksa tipu orang lain ntuk dapat duit balik'.    Jika saudara2 sekalian tidak bersetuju dengan pendapat saya. Cuba apabila saudara2 ditawarkan dengan skim2 yang menarik, minta supaya sipenawar itu mengeluarkan modal awal kepada saudara (kerana beliau sudah kaya bukan dan hendak menolong sesama Islam) dan saudara berjanji untuk bayar balik kepada beliau dengan upah pinjam sekali. Jika dia bersetuju silalah saudara sertai program itu. Jika sebaliknya sudah jelas yang beliau menipu.   » Reply to this comment... » See all 1 replie(s)