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		<title>Malaysia Central Bank  Tightens Shariah Rules for Islamic Banks</title>
		<description>Discuss Malaysia Central Bank  Tightens Shariah Rules for Islamic Banks</description>
		<link>http://zaharuddin.net/senarai-lengkap-artikel/38/924-malaysia-central-bank-tightens-shariah-rules-for-islamic-banks.html</link>
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			<title>Matawang SyariahDinar/dirham</title>
			<link>http://zaharuddin.net/senarai-lengkap-artikel/38/924-malaysia-central-bank-tightens-shariah-rules-for-islamic-banks.html#comment-25533</link>
			<description><![CDATA[Salam UZAR, 1.minta UZAR keluarkn pandangan tentang mata wang syariah dinar & dirham dalam mendepani sistem kewangan yang diguna-pakai sekarang, cabaran dan alternatif solusi. 2. Jika berkesempatan, minta pendapat UZAR dgn pelancaran dinar/dirham di Kelantan sbg matawang alternatif dalam urusniaga. Apa punca masalah dari sudut perundangan, adakah bertentangan dengan polisi Bank Negara Malaysia. Terima Kasih.]]></description>
			<dc:creator>Anna</dc:creator>
			<pubDate>Mon, 16 Aug 2010 06:05:17 +0800</pubDate>
			<guid>http://zaharuddin.net/senarai-lengkap-artikel/38/924-malaysia-central-bank-tightens-shariah-rules-for-islamic-banks.html#comment-25533</guid>
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		<item>
			<title>Lack Sharia Governance</title>
			<link>http://zaharuddin.net/senarai-lengkap-artikel/38/924-malaysia-central-bank-tightens-shariah-rules-for-islamic-banks.html#comment-25349</link>
			<description><![CDATA[I myself doing research on Shariah Audit. The topic was (as far as i concern) seriously discussed since 2008, but until now, nobody dare to start something. The Shariah Audit MUST BE DONE WITH THE HELP OF COMPETENT AUDITOR... It is not easy to crack down the financial statement... Management is getting wild , SSB need help, Accounting firm (Big 4) only prefer of making money, the authority dont pay enough attention or choose not to be too strict... but I am sure that somebody is doing sth good for Shariah Audit. The atmosphere of current IFI is innovation, convergence of IF and halal hub, fiqh flexibility, and role of IF institution in capturing larger market. I joined KLIFF 2010. The governance session only touch on Islamic Accounting. No Shariah Audit being discussed. GIFF 2010 should be more focus, so we expect to get sth. :-) :-)]]></description>
			<dc:creator>Ali</dc:creator>
			<pubDate>Sat, 07 Aug 2010 00:19:48 +0800</pubDate>
			<guid>http://zaharuddin.net/senarai-lengkap-artikel/38/924-malaysia-central-bank-tightens-shariah-rules-for-islamic-banks.html#comment-25349</guid>
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		<item>
			<title>Perlaksanaan Perbankan Islam</title>
			<link>http://zaharuddin.net/senarai-lengkap-artikel/38/924-malaysia-central-bank-tightens-shariah-rules-for-islamic-banks.html#comment-23070</link>
			<description><![CDATA[Assalamualaikum ...Ustaz. Disini saya ingin bertanya kepada ustaz tentang sahnya akad dalam urusan perbankan Islam: 1. Pegawai bukan Islam bagi pihak bank melaksanakan akad 2. Akad dengan hanya menandatangan borang akad tanpa diisi perkara-perkara seperti nama, jumlah pembiayaan dan seumpamanya. 3. Akad tanpa lafaz antara kedua pihak dangan nyata sebelum tandatangan borang akad. Saya rasa pihak audit ini nanti perlu membuat kajian terhadap tatacara perlaksanaan akad dan urusan perbankan supaya ia tidak tersasar daripada tuntutan Islam. UZAR : DAH JWB DI FACEBOOK dan memng betul aduit memang semak semua tu.]]></description>
			<dc:creator>alias mat nor</dc:creator>
			<pubDate>Sat, 17 Apr 2010 16:34:34 +0800</pubDate>
			<guid>http://zaharuddin.net/senarai-lengkap-artikel/38/924-malaysia-central-bank-tightens-shariah-rules-for-islamic-banks.html#comment-23070</guid>
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			<title>Shariah audit</title>
			<link>http://zaharuddin.net/senarai-lengkap-artikel/38/924-malaysia-central-bank-tightens-shariah-rules-for-islamic-banks.html#comment-22990</link>
			<description><![CDATA[Salam ustaz.related to the issue on shariah auditing, who actually will do this shariah audit when it being implemented?? Will this audit being done by the syariah advisors or the external auditor that being appointed..In my concern (if i'm not mistaken), currently, the external auditor only rely on the shariah report done by the shariah advisor.. Besides, on this shariah auditng, are the shariah advisor@externa l auditor capable to do that and what actually the scope of audit that will be done...This is my opinion- This is because if this shariah audit being done by the shariah advisor, I think the independent of the shariah advisor can be question because it is such they will audit their on work after they approved and give advice in the product development.Besides, they also need to understand deeply about the accounting transaction, the auditing scope so that the shariah auditint can be done throughly. In addition, if this shariah auditing being done by the external auditor, they must know deeply all things about the Islamic Banking products, how it apply, the transactions, the operation of the product because as the uniqueness that this product have.Besides, will this also cover the disclosure requirement that need to be done.Currently, in my concern there is no Islamic bank have done the shariah audit..And which standard that the external auditor or the shariah advisor will use.I also want to know, is there any initiative done by the shariah advisor to suggest to the Islamic bank in Malaysia to follow any relevant standard like AAOIFI that i believe have deep and proper disclosure suggested by them that really useful to the user of the annual report(financia l statement and shariah report)..All of this matter is based on my own opinion..]]></description>
			<dc:creator>Nur</dc:creator>
			<pubDate>Tue, 13 Apr 2010 04:42:45 +0800</pubDate>
			<guid>http://zaharuddin.net/senarai-lengkap-artikel/38/924-malaysia-central-bank-tightens-shariah-rules-for-islamic-banks.html#comment-22990</guid>
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